Practice has shown that Credit Management is one of the most important activities in any company and cannot be overlooked by any economic enterprise engaged in credit irrespective of its business nature. Sound credit management is a prerequisite for a financial institution's stability and continuing profitability, while deteriorating credit quality is the most frequent cause of poor financial performance and condition.
Some studies have shown that there was strong relationship between financial performance of financial institutions (Banks and MFIs) and client (Borrower) appraisal, credit risk control and collection policy. The studies also established that client appraisal, credit risk control and collection policy significantly influence financial performance of financial institutions. It therefore goes without saying that a sound Credit Management system in a financial institution can only be achieved by, among other things, having well and rightly qualified staff in credit management to effectively and efficiently handle the credit function of an institution (Gatuhu, 2013).
The Zambia Institute of Banking & Financial Services is here to partner with you and help you achieve that important balance between a sound credit management system and rightly qualified personnel. Get ahead of others as an Institution or as an individual professional and enhance your knowledge and skills in Credit Appraisal techniques and Credit Management. Enroll on the 6 months intensive self-study Certified Credit Professional (CCP) programme and get certified.
The CCP programme is a solid specialised professional qualification in Credit Appraisal and Credit Management. Graduates of this programme will have aspirations to reach a senior position in a credit department, whether the requirement is consumer, corporate, trading or international credit, or lending to specialized borrowers.
Download the detailed brochure HERE or request for it through email to email@example.com or firstname.lastname@example.org or email@example.com